Credits and installments, payment in parts

On the Kwiga platform, you can set up any payment scheme, including partial payments or trust installments.

Please note! Kwiga is not a payment system, does not provide installments, and cannot guarantee that the student will pay the remaining balance. For such guarantees, you can use installment or credit services from banks (e.g., Monobank). On Kwiga, you can schedule payment plans, and the platform will track whether the next payment has been made, send reminders about the upcoming payment, revoke access if payment has not been received, and automatically grant access once the next payment is made.
Kwiga also offers the option to set up a subscription - automatic deductions of a specific amount at regular intervals.

Setting Up Partial Payments

Partial payment setup is done in the offer in the price section. After setting the price, you can additionally set the payment order: Partial Payments, to allow partial payments, establish a calendar payment schedule, or set a relative schedule (e.g., the next payment part due in one month).

As mentioned above, Kwiga cannot guarantee that the client will make these partial payments, so we recommend adding delays in the course content to align with the payment schedule. For example, if the course payment is split into 3 parts over 1 month, the student will have access to the first ⅓ of the course after the first payment, and the next section will unlock after one month. This way, dishonest clients cannot access all materials without paying the full amount.

Choosing Partial Payments in the Payment Order

When you select Partial Payments in the payment order, you will see new settings:



Note – Each item has a tooltip, as well as the option to edit the title of this item on the client side (gear icon).

Allow full payment upfront – The toggle allows clients to pay the full amount at once. Sometimes, separate offers are created for full payments, and in such cases, you can disable the option to pay the entire amount in this offer.

Allow equal installment payments

A quick setting that allows you to split the amount into multiple parts. You can specify how many parts and the intervals. The maximum number of installments is 36. Intervals will be counted from the first payment. Clients will be able to make a payment for any part (or parts) ahead of schedule. For example, the payment is split into 4 parts, with payments due every 2 weeks.

Allow payment according to a custom schedule – If you want to break the payment into uneven parts or set non-equal intervals, you can use this option to set a calendar-based payment schedule. As with equal installments, clients can pay earlier than the scheduled payment date. If a payment is overdue, the client will see that the payment is overdue, and access to the products will be closed (this could be for a course, marathon, or chat access, from which the user will be removed). The client can still pay after the deadline, and a payment link will be provided in reminder emails and in their account next to the product.

If you need to prohibit payment for overdue installments (after the specified date), please contact support, and we can implement this for you.

You can choose the following options:

Schedule payment intervals – allows you to set different amounts and periods for each installment payment. This gives you the flexibility to create custom payment plans where each part of the total payment can have different due amounts and time intervals between them.




In the case of installment payments, the total sum of all parts must equal the total cost. However, there can be various options.

Creating a calendar payment schedule allows you to set specific dates for each payment. These dates and amounts can be customized, and, like with the installment intervals, the total sum of all payments does not need to equal the total cost.

Allow payment in installments through the bank – This option serves a marketing purpose to show customers the availability of installment payments during the first step when choosing a tariff and payment options. When this option is selected, the full amount for the selected products will be transmitted to the payment system. Then, in the payment system you have connected, the customer will be able to either pay for the order immediately or choose the bank installment option (if you have set up this option in your payment system).

This option is used for marketing purposes so that customers can see that this option is available during the initial step when choosing a tariff and payment method. When selected, the full amount for the chosen products will be sent to the payment system. Then, the customer will have the option to either pay the full amount immediately or choose the installment plan from the bank (if you have set this up in your payment system).